Engine X is a corporate card and spend management product with a growing application volume that requires rigorous, fast credit decisioning. The Sr. Credit Analyst owns the full underwriting cycle — application review, KYB, limit-setting, documentation, and escalation — with the analytical judgment to execute independently and the instinct to flag what the team needs to know.

Work the Engine X credit underwriting queue from receipt to decision — applying the credit decision framework with speed and documented rationale.

Run KYB verification — validate business identity, interpret D&B and equivalent bureau data, and assess creditworthiness for each application.

Actively flag steps in the underwriting workflow that can be systematized or removed — we're building toward a decision engine, and your observations from the queue feed that build.

Document every decision to the standard required for exception review and regulatory defensibility — notes that stand on their own without verbal explanation.

Identify patterns across applications — shared signals, exception trends, emerging risk indicators — and surface them proactively rather than treating each application in isolation.

Support backtest analysis for proposed rule changes — help assess the impact of policy shifts on historical application data.

Contribute to SOP development and documentation as the credit framework matures.

Coordinate with the Fraud team on application-stage signals that overlap between fraud and credit risk.

Senior Analyst, Credit

Responsibilities

Qualification

Required

Benefits

Company

Engine

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